Monday, June 2, 2008

Uncommon Insurance Claims

Unusual Insurance Claims And Policies

Lloyds of London made a weird insurance policy specifically for the nose – valuing it at Ј3,900,000! Not everyone’s nose is worth that much though, this unusual insurance package was specifically designed for wine maker Ilja Gort of Bordeaux’s Chateau de la Garde, and covers him against loss of both his nose and his sense of smell.

Car policies bring up their share of weird insurance scenarios too. For example, in Denmark, the Danish Automobile Association has two schemes to protect drivers from fines – the speeding insurance, which will cover drivers for up to four offences, of a total of Ј900 (Ј90 per year) or parking ticket insurance, which covers four tickets or Ј182 worth of fines for Ј36 per year.

Unsurprisingly, the Danish Council for Traffic Security is less happy about these strange insurance policies, believing it’ll make fines less of a deterrent for some reason.Not so much an unusual insurance policy, as an interesting stat. According to a poll commissioned by Ann Summers, the British cause Ј350,000,000 worth of damage through energetic sex per year! How does this relate to insurance? Well, who do you think foots the bill for the 10% brave enough to make odd insurance claims after breaking items? [Read more]

5 Benefits Of Drinking Wine

Wine contains anti-bacteria agents and something called procyanidins that both work in wonderful ways in your body to help improve your health. Wine also, being an alcohol, helps to thin blood and let it flow more smoothly through your body. These factors create many benefits that you experience just from drinking wine.Five of the benefits that you get from drinking wine are outlined below.

1. Good heart health. Wine is good for the heart because it helps to thin our blood which allows the heart to work a little less. Additionally, studies have shown that people who consume wine in moderate amounts have lower occurrences of heart disease and other heart problems then people who do not drink wine.

2. Lowers risk for diabetes. Studies have shown that drinking wine helps to reduce the risk for developing diabetes. The make up of the wine and its alcohol base help to extend the function of the pancreas and sweep glucose from the body, allowing a person to avoid diabetes onset later in life [Read more]

Core Strength, It’s At The Heart Of Everything You Do

One day, I was unloading groceries from the back of my car and when I tried to reach for a bag of groceries that was deep in the trunk, I felt a sharp stabbing pain in my back. Now I hadn’t even lifted the groceries I was just reaching for them when this happened-so it had nothing at all to do the amount of weight in the grocery bag. Even though my abs (what I incorrectly perceived as my core strength) were in good shape. I had done relatively less work on other muscles, and very little work on my balance.

So what is core strength? Within the fitness community there is some variance as to what exactly constitutes your core strength. In general, your core strength is represented by a group of muscles that extend from your neck to the bottom of your mid-thigh. And in many cases, they are hidden by other muscles.For instance the transverse abdominis, a muscle that wraps around your spine and provide stability, is located beneath your external obliques, internal obliques which in turn are underneath your rectus abdominis muscles. These muscles are all located around your waist.

In addition there is a group of muscles that are located around your spine that need to be developed in conjunction with your abdominal muscles for good core strength. Similarly your muscles that compose your hip flexors (muscles around your hips); as well as the well-known glutes which need to be worked in order to obtain good core strength [Read more]

Mafia Island

Mafia Island is locate in the Pwani Region of Tanzania and is home to the largest marine park in East Africa. It boasts of the finest unbleached coral in the Indian Ocean and claims to have resident Whalesharks … something that attracts divers from around the world. Islands, sandbanks and beaches personify Mafia’s sheltered deep-water anchorage and the original harbour. The clear, protected waters present fantastic snorkeling, sailing and swimming prospects.

Just beyond the Bay, a continuous reef extends for almost the length of the island, from Tutia in the south to Ras Mkumbi at the northern tip. The history of this dreamy Island stretches back to the 8th century when Mafia played a big role in ancient trade between the people of the Far East and mainland Tanzania. The island is home to an assortment of rare species including green and hawksbill turtles, which now and again lay their eggs on its wrack-strewn beaches. A 200m deep trough off the island is home to tuna and marlin. Its people are primarily fishermen; many also engage in small-scale food cultivation [Read more]

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